Credit Review

Get help to secure credit

This support provides a simple, effective credit review and appeals process for business owners who have been refused credit from participating banks.

Who is it for?

You may be eligible if:

You are a micro, small or medium sized business or farm
Your application is with AIB/BOI or PTSB
Your credit facility, or loan restructure request, has been refused, reduced or withdrawn within the past 28 days
Your application is for credit facilities between €1,000 and €3 million

Eligibility is subject to terms and conditions.

What do you get?

Following the receipt of your details Credit Review asks your bank to clarify position and explain in detail why credit facilities have been refused, reduced or with drawn
The Review focuses on the overall viability of your business and its ability to repay the loan
Credit Review forms an expert opinion on the bank's credit decision, and makes recommendations for borrower and bank
The bank must either comply with Credit Review's recommendations, or explain why it is not prepared to advance the credit
Where Credit Review cannot support the credit request at this time it will suggest a roadmap to help ensure the business is successful in future credit applications

What can it be used for?

Helping your business to secure the credit you need. In 80% of cases supported, banks comply with Credit Review recommendations and offer credit facilities.

Get your personalised consultation

Need advice? Speak with one of our expert Hub advisors to learn more about this support and discover how it could benefit your business.

Call us on (01) 727 2100 (Mon–Fri, 9am–5pm) Email your enquiry Start a live chat Request a callback from a consultant

Success

We have received your request for a callback.

One of our consultants will get back to you within one business day with personalised guidance. We look forward to speaking with you.